Nick NagyLoan Factory, Inc. Talk to Nick
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Nick Nagy · Licensing and credentials

Nick Nagy Is Licensed Under Two Public Registries

NMLS 314880 for mortgage lending. CA DRE 01444600 for real estate. Both records are public and cost nothing to check yourself.

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The straight answer

In one paragraph

Nick Nagy holds two active licenses. NMLS 314880 covers mortgage lending. CA DRE 01444600 covers real estate. Both live on public registries anyone can search directly, without asking him or Loan Factory, Inc. first.

In my own words

I want people to check this themselves instead of taking my word for it. A license number nobody can verify is just a number. Go look at the actual registry, read what it says about me, and then decide. I would rather lose a file to a skeptical buyer who checked than win one from a buyer who never looked. That is true of every loan officer, not just me.

Who this page is for

This page is for anyone who wants to verify a loan officer before trusting them with a file. You want the exact steps to look up NMLS 314880 and CA DRE 01444600 yourself, and to understand what each record shows, including the parts a website bio never mentions.

The fact this page stands on
The CA DRE public record for license 01444600 shows Nick Nagy’s real estate salesperson license issued January 24, 2005, current through March 17, 2029, with no disciplinary action on file.
Source
CA DRE public license lookup, License ID 01444600, read September 6, 2026.
Last verified
September 6, 2026
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Nick Nagy, mortgage broker and loan officer at Loan Factory
Nick Nagy NMLS #314880 · CA DRE #01444600 · Loan Factory, Inc. · 23 years About Nick · Licences, verified at source · Text 916-805-1933

Part of the Nick Nagy pages on go.homeaccesslist.com, and of the California Mortgage Answer Desk.

How it works

How to look up the NMLS record

Go to nmlsconsumeraccess.org and search Nick Nagy or NMLS 314880 directly. The record shows his license status, his employing company, and any regulatory actions on file.

This registry is run by state regulators through the Nationwide Multistate Licensing System. It covers mortgage loan originators, not real estate agents.

The site costs nothing to use and does not require an account. A search takes less time than reading one paragraph of marketing copy.

The detail that matters

How to look up the DRE record

Go to the California Department of Real Estate public license lookup and search License ID 01444600. The record shows the license type, the issue date, the expiration date, and the responsible broker.

As of this page’s read date, that record lists his license as active, issued January 24, 2005, current through March 17, 2029, with no disciplinary action on file.

The DRE lookup also shows former responsible brokers with the exact dates each one held the license, which is a level of detail a website bio rarely includes.

How it works

What the individual numbers mean

NMLS 314880 is his personal mortgage loan originator number. It follows him if he ever changes companies, the way a driver’s license follows a person between cars.

CA DRE 01444600 is his personal real estate salesperson number. A salesperson license always sits under a responsible broker, which is why the DRE record also names Loan Factory, Inc.

Both numbers stay tied to him personally, not to whichever company he happens to work for that year. That is what makes them useful for verification even after a brokerage change.

The detail that matters

What the company numbers mean

Loan Factory, Inc. carries its own company NMLS number, 320841, and its own DRE brokerage license, 01771313. Those cover the company as a whole, separate from any one loan officer inside it.

A responsible broker license, like 01771313, is what lets a brokerage supervise salespersons such as Nick Nagy. His individual DRE number sits underneath that company license.

Checking both numbers, the individual and the company, confirms the full relationship: who holds the license, and who is legally responsible for supervising it.

How it works

What the DRE broker history shows

The DRE record for License ID 01444600 also lists his prior responsible brokers, with dates for each one. That history is public alongside the current license.

A record with a clear broker history and no disciplinary action is one a reader can trust more than a name with no history to check at all.

The detail that matters

Why this matters before you sign anything

Anyone can put a license number on a website. A public registry lookup is the only way to confirm the number is real, active, and attached to the person standing in front of you.

Run the same check on any loan officer or agent before you hand over income documents, bank statements, or a signature.

A borrower who checks this once, at the start, does not need to think about it again for the rest of the transaction.

Verify my loan officer 237 lenders, one file, no second application.
What that looks like

Three situations this page answers

A buyer double checking a referral before calling

A friend passed along Nick Nagy’s name and phone number. Before calling, the buyer runs both license numbers through the public registries to confirm the name matches the record.

A realtor verifying a lending partner for a client

A real estate agent wants proof a lender referral is legitimate before sending a buyer. The agent checks the NMLS record for active status and the employing company field.

A past client confirming a brokerage change

A client worked with Nick Nagy under a different broker years ago. The DRE record shows the full broker history, so the client can confirm the same person is still licensed today.

None of these is a promise about your file. They are shapes. The number on your own file comes from running it, which is the point of the form on this page.

Where it goes wrong

The mistakes, and none of them is the buyer

More about Nick

The rest of the Nick Nagy pages

Every question on the desk sits at the California Mortgage Answer Desk. Run your own numbers at nickfunds.com.
Nick Nagy, mortgage loan originator, Loan Factory, Inc.
Who answers

Nick Nagy

23 years in California lending · NMLS 314880 · CA DRE 01444600 · Loan Factory, Inc.

Dual licensed, so the loan side and the real estate side of a move get looked at as one problem instead of two. Most of what goes wrong in a move is a timing problem wearing a financing costume, and it is cheaper to catch it before you write an offer than after.

Financing is placed through Loan Factory, Inc. Real estate work is under CA DRE 01444600. More about Nick.
Verify my loan officer No credit pull to start · No obligation · The written answer is yours to keep
The desk behind the file

One file, 237 lenders competing for it, and a broker who has done this for 23 years.

Loan Factory, Inc. is the brokerage. These are its published figures.

20,907+Loan Factory Google reviews
5.0Loan Factory average rating
237Lenders available through Loan Factory
48States Loan Factory is licensed in

A retail bank has one guideline book. A broker shops the same file across the shelf and finds the lender whose box it already fits.

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Straight answers

Questions people here actually ask

The follow-on questions, answered in the order they get asked.

Is Nick Nagy licensed?

Yes. Nick Nagy holds an active mortgage loan originator license, NMLS 314880, and an active California real estate salesperson license, CA DRE 01444600. Both are public record, read September 6, 2026.

What is Nick Nagy’s NMLS number?

Nick Nagy’s NMLS number is 314880. Search it directly at nmlsconsumeraccess.org to see his current status and employing company.

What is Nick Nagy’s DRE number?

Nick Nagy’s CA DRE number is 01444600. The public record shows it issued January 24, 2005, current through March 17, 2029, with no disciplinary action.

What company licenses does Loan Factory, Inc. carry?

Loan Factory, Inc. carries company NMLS 320841 and CA DRE brokerage license 01771313, separate from Nick Nagy’s individual NMLS and DRE numbers.

Can I verify a license before working with a loan officer?

Yes. NMLS Consumer Access and the CA DRE public lookup are both open registries. Search the license number directly instead of relying on a website’s claim.

Ask a question that is not on this page
The person, not a call center

Talk to Nick Nagy directly

Text 916-805-1933, or send the situation through the form below. I read every one myself.

Mortgage loan originator, NMLS 314880, and licensed real estate salesperson, CA DRE 01444600, both under Loan Factory, Inc. 20,907+ Google reviews · 5.0 average · 237 lenders, the company's own published figures.

Text Nick at 916-805-1933 Or use the form below. No credit pull to start.
Your own file

Ask Nick directly, not a call center

Tell me the situation in plain English. If your file changes anything on this page, I will run it on your actual numbers. Private, no obligation, and nothing is published or shared.

    What happens after you send it
  1. You send the situation. Your question, a number to reach you, and one line about where you are. No credit pull, no documents, nothing published.
  2. Nick reads it himself. Your file goes against the programs that apply, shopped across 237 lenders through Loan Factory, not one bank's guideline book.
  3. You get the number and keep it. A straight answer on what your file supports and what it does not. If waiting is the better move, that is the answer you get, and the numbers are yours either way.
Where are you right now?

No credit pull to start · No obligation · The written answer is yours to keep

Related
The California Mortgage Answer DeskRun your own numbers at nickfunds.comNick Nagy: the hub pageAboutLoan Factory, Inc.ReviewsQuestions people askContactFor realtor partnersCalifornia mortgage brokerSouthern CaliforniaFHA loansFirst-time home buyersDown payment assistanceSelf-employed mortgagesFast pre-approval5 percent down on a 2-4 unit homeAB 1033 ADU condo financingSB 9 lot split financingShort-term rental DSCR loansAsset depletion mortgagesADU financingAssumable mortgage gap financing
Nick Nagy on NMLS Consumer Access www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/314880