Nick NagyLoan Factory, Inc. Talk to Nick
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Nick Nagy · Questions people ask

People Ask These Questions About Nick Nagy Most Often

Direct answers, sourced against the public NMLS and CA DRE records, not a sales pitch.

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The straight answer

In one paragraph

This page answers the questions people search about Nick Nagy directly: who he is, whether his license is real, which company he works under today, where he is licensed, how long he has done this work, whether he is a realtor, and whether he works with realtor partners. Each answer sources against a public registry a reader can check independently, without calling anyone first or filling out a form. Every registry named here costs nothing to search and is open to the public, at any hour, on any day.

In my own words

I would rather answer these plainly than have someone guess. A public record answers every one of these questions already. This page just puts the answers in one place, in plain words, instead of behind a form. Nobody should have to submit their phone number just to find out whether a license is real. A search bar question deserves a search bar answer, not a sales call.

Who this page is for

This page is for anyone who typed a quick question about Nick Nagy into a search bar and wants a direct answer, not a sales pitch. You should not have to call anyone to get a straight answer to a simple question, and you should be able to check the source yourself afterward, without a form or a login. That includes a realtor doing due diligence on a lending referral before making it, and a past client confirming his current information.

The fact this page stands on
Nick Nagy’s mortgage loan originator license, NMLS 314880, and his California real estate salesperson license, DRE 01444600, are both active as of this page’s read date.
Source
NMLS Consumer Access and CA DRE public record, read September 6, 2026.
Last verified
September 6, 2026
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Nick Nagy, mortgage broker and loan officer at Loan Factory
Nick Nagy NMLS #314880 · CA DRE #01444600 · Loan Factory, Inc. · 23 years About Nick · Licences, verified at source · Text 916-805-1933

Part of the Nick Nagy pages on go.homeaccesslist.com, and of the California Mortgage Answer Desk.

How it works

Who is Nick Nagy?

Nick Nagy is a mortgage loan originator, NMLS 314880, and a California real estate salesperson, DRE 01444600, both under Loan Factory, Inc. He has worked in mortgage lending for 23 years and serves Southern California from Murrieta to San Diego, reading every file himself before it moves forward. Both of his license numbers are searchable on their public registries, and neither requires an account to look up.

The detail that matters

Is Nick Nagy a real loan officer?

Yes. His mortgage loan originator license, NMLS 314880, is active and searchable on NMLS Consumer Access, the federal registry for mortgage licensing. The record shows his current employing company and license status directly, without needing to take anyone at their word. A search takes less than a minute.

How it works

Which company is Nick Nagy with?

Nick Nagy is licensed under Loan Factory, Inc. today, company NMLS 320841 and CA DRE 01771313. The CA DRE public record has listed Loan Factory, Inc. as his responsible broker since August 2026, and the same record shows every prior broker before it, in order, with exact dates, all on one public page anyone can open.

The detail that matters

Is Nick Nagy a realtor?

Nick Nagy holds a California real estate salesperson license, DRE 01444600, which lets him represent buyers and sellers in a transaction. That license, and any professional memberships tied to it, are both listed on his public DRE record, available to anyone who looks it up before working with him on a purchase.

How it works

Is Nick Nagy licensed in California?

Yes, in both capacities. His mortgage license, NMLS 314880, and his real estate license, CA DRE 01444600, are both active in California, verifiable through their public registries without needing to ask him directly. Neither registry requires an account to search, and both are updated by the regulators who issue the licenses.

The detail that matters

How long has Nick Nagy worked in mortgage lending?

Nick Nagy has worked in mortgage lending for 23 years. His DRE record shows continuous real estate licensure since January 24, 2005, with no disciplinary action on file across that entire span, through two prior brokerages and his current one at Loan Factory, Inc.

How it works

Does Nick Nagy work with realtor partners?

Yes. He works with partner realtors on three specific promises: more opportunities, converting more of the leads a realtor already has, and helping more of their buyers actually close, detailed on his for-realtors page. The give behind those promises comes at no cost to the partner.

Ask Nick directly 237 lenders, one file, no second application.
What that looks like

Three situations this page answers

Someone searching a name before answering a cold call

A homeowner got a call from someone named Nick Nagy and wants to confirm the person is real before continuing the conversation. A quick search of his license numbers settles it.

A buyer confirming which company holds the license today

A buyer saw Nick Nagy’s name attached to an old company online and wants the current answer. The DRE record shows the broker history and the current one.

A realtor checking both licenses before a referral

A realtor wants to confirm both the lending license and the real estate license are active before sending a client. Both registries answer that independently.

None of these is a promise about your file. They are shapes. The number on your own file comes from running it, which is the point of the form on this page.

Where it goes wrong

The mistakes, and none of them is the buyer

More about Nick

The rest of the Nick Nagy pages

Every question on the desk sits at the California Mortgage Answer Desk. Run your own numbers at nickfunds.com.
Nick Nagy, mortgage loan originator, Loan Factory, Inc.
Who answers

Nick Nagy

23 years in California lending · NMLS 314880 · CA DRE 01444600 · Loan Factory, Inc.

Dual licensed, so the loan side and the real estate side of a move get looked at as one problem instead of two. Most of what goes wrong in a move is a timing problem wearing a financing costume, and it is cheaper to catch it before you write an offer than after.

Financing is placed through Loan Factory, Inc. Real estate work is under CA DRE 01444600. More about Nick.
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The desk behind the file

One file, 237 lenders competing for it, and a broker who has done this for 23 years.

Loan Factory, Inc. is the brokerage. These are its published figures.

20,907+Loan Factory Google reviews
5.0Loan Factory average rating
237Lenders available through Loan Factory
48States Loan Factory is licensed in

A retail bank has one guideline book. A broker shops the same file across the shelf and finds the lender whose box it already fits.

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Straight answers

Questions people here actually ask

The follow-on questions, answered in the order they get asked.

Who is Nick Nagy?

Nick Nagy is a mortgage loan originator, NMLS 314880, and a California real estate salesperson, DRE 01444600, currently under Loan Factory, Inc.

Where can I verify Nick Nagy’s license myself?

Search NMLS 314880 at nmlsconsumeraccess.org, and search License ID 01444600 at the CA DRE public lookup.

Does Nick Nagy work with realtor partners?

Yes. His for-realtors page on this site explains what he offers partner agents and how referrals work.

Has Nick Nagy always worked at Loan Factory, Inc.?

No. His DRE record shows two prior brokerages before Loan Factory, Inc. became his broker of record in August 2026.

Is there a disciplinary record for Nick Nagy?

His CA DRE public record lists no disciplinary action, read at source September 6, 2026.

The person, not a call center

Talk to Nick Nagy directly

Text 916-805-1933, or send the situation through the form below. I read every one myself.

Mortgage loan originator, NMLS 314880, and licensed real estate salesperson, CA DRE 01444600, both under Loan Factory, Inc. 20,907+ Google reviews · 5.0 average · 237 lenders, the company's own published figures.

Text Nick at 916-805-1933 Or use the form below. No credit pull to start.
Your own file

Ask Nick directly, not a call center

Tell me the situation in plain English. If your file changes anything on this page, I will run it on your actual numbers. Private, no obligation, and nothing is published or shared.

    What happens after you send it
  1. You send the situation. Your question, a number to reach you, and one line about where you are. No credit pull, no documents, nothing published.
  2. Nick reads it himself. Your file goes against the programs that apply, shopped across 237 lenders through Loan Factory, not one bank's guideline book.
  3. You get the number and keep it. A straight answer on what your file supports and what it does not. If waiting is the better move, that is the answer you get, and the numbers are yours either way.
Where are you right now?

No credit pull to start · No obligation · The written answer is yours to keep