Question 1

How does the free home list work?

Accepted Answer

Submit the form and your local agent will text you a curated list of homes matching your criteria, with addresses, photos, and why each one fits your situation.

Question 2

Is the consultation really free with no obligation?

Accepted Answer

Yes. The 15-minute call with your local agent is free and carries no commitment. You decide whether to move forward at your own pace.

Question 3

Do you only work in Southern California?

Accepted Answer

Yes. Loan Factory, Inc. operates across Southern California including Los Angeles, Orange County, San Diego, and the Inland Empire.

Question 4

Can you help with financing?

Accepted Answer

Yes. Nick Nagy (NMLS 314880) at Loan Factory, Inc. (Company NMLS 320841) arranges mortgage financing including assumable loans, VA loans, and conventional financing. All subject to lender approval.

Question 5

What is an assumable mortgage?

Accepted Answer

An assumable mortgage allows a buyer to take over the seller's existing loan terms, including a lower interest rate, rather than financing a new purchase at current market rates.

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