★★★★★ 5-star rated on Zillow · RealTrends Verified top agent, Alhambra · eXp Realty
Why your offer keeps coming second
You submit your best offer, financing contingency and all, and watch the seller go with the cash buyer waiting in the wings.
Your agent attaches your pre-approval letter to the offer, and the listing agent treats it like a guess instead of a guarantee.
You're paying $2,800/mo rent when you could own for $2,600.
I'm Bryan Yung, San Gabriel Valley agent at eXp Realty, CA DRE #01956161, and I get your financing verified before you write an offer, not after. When a seller opens your offer, they see a number a lender has already confirmed instead of one you're hoping for.
How it works
1. I fully underwrite you first Not a pre-approval. Full underwriting: income, credit, assets verified. Sellers see you locked and loaded.
2. You write offers like cash No financing contingency. Fast close. Sellers can't tell you from an investor.
3. You own for around what you pay in rent 3.5% down. You build equity instead of making your landlord rich.
Know your real number before you fall for the house. Be the offer the listing agent takes seriously.
What happens next
1. Enter your number. You start with just your mobile number, nothing else yet.
2. Add your details. First name, where you're renting, and your timeline, so Bryan knows your situation.
3. Bryan texts you back. If it fits, the verification work starts before you write an offer.
★★★★★ 5-star rated on Zillow · Bryan Yung, eXp Realty
Reply STOP to opt out. CA DRE #01956161
Questions
Pre-approval vs full underwriting? Pre-approval is a guess. Underwriting means a lender verified everything, so sellers trust it like cash.
How much down do I need? 3.5% FHA. I can also show you down-payment-assistance programs.
Will my offer really beat cash? Fully underwritten with no financing contingency, sellers see zero risk. You close as fast as cash.
