You did everything right. Built the business. Bought the house. Let your CPA do exactly what you pay for — and now traditional lenders treat you like you earn what line 11 says.
The big buy-before-you-sell apps run the same conventional box. Same decline, different website.
A true client story — no income docs, no liquidation. Carol found her forever home in Orange County: multiple offers, non-contingent winning. She had equity in her West L.A. home and a portfolio she refused to liquidate — the taxes and forfeited returns would have cost far more than the bridge.
Her bridge was underwritten to her equity — no income verification, no stock sales. It funded the down payment, furniture, staging, and repairs. She moved once; the old house sold well over asking; the portfolio stayed invested. Illustrative of her situation.
Nick will text you shortly to run your bank-statement numbers. No documents needed for the first look.